Critical illness insurance provides coverage for policyholders who are diagnosed with serious medical conditions specified in the policy. These conditions typically include life-threatening illnesses such as cancer, heart attack, stroke, and other severe conditions. The insurance offers a lump-sum benefit that can help cover medical expenses, treatment costs, or provide financial support during recovery. The policyholder can use the payout at their discretion. Coverage and premiums vary based on age, health status, and other factors, with options for additional riders like cancer coverage or return of premium (ROP).

Pocket Plus provides a safety net for various life events with their five insurance offerings. Supplemental Life Insurance provides extra financial support to beneficiaries after death. Accident & Sickness Insurance helps cover costs related to unexpected health issues. Disability Insurance replaces income if you can't work due to disability. Critical Illness Insurance offers a lump-sum payment upon diagnosis of a serious illness. Lastly, Cancer Disability Insurance provides financial aid specifically for cancer-related disabilities affecting your ability to work.

The amount of Life insurance you need depends on your financial obligations, such as mortgage payments, outstanding debts, future education costs, and your family's living expenses. A general rule of thumb is to have coverage that is 5-10 times your annual income, but this can vary based on individual circumstances.

Yes, many life insurance policies offer flexibility. You may be able to adjust your coverage amount, convert a term policy to a whole life policy, or add riders for additional benefits. It's important to review your policy regularly and discuss any changes with your insurance advisor to ensure it continues to meet your needs.